Loan Programs
Best Hard Money Lender's
What We Offer
DSCR Loans
Our Debt Service Coverage Ratio (DSCR) loans are designed to help investors maximize their returns, with loans that close in as little as three weeks. Experience the power of lower interest rates, better flexibility, and no credit reporting that could negatively impact your credit.
Fix & Flip Loans
Short-term funding for acquisition + rehab — tailored for investors looking to maximize resale value. Up to 90% purchase / 100% rehab. Interest-only payments during the term. Fast draws and flexible exit strategies.
Ground-Up Construction
From vacant land to full builds — we connect you with lenders who specialize in construction financing. Funding for lot purchase + construction. Ideal for residential or small multifamily. Transparent draw schedules and builder-friendly terms.
About Integrity Capital Financing
At Integrity Capital Financing, we specialize in connecting real estate investors with direct private and institutional lenders offering commercial-purpose loans. Whether you’re scaling a rental portfolio or flipping your next property, we help you secure the funding you need — quickly and reliably. We don’t deal with owner-occupied or primary residences. Instead, we focus solely on investment properties, including DSCR Loans for tenant-occupied rentals, Fix & Flip Loans for value-add projects, Ground-Up Construction for new developments, and Cash-Out Refinancing to unlock equity. We're not a traditional bank — and that’s a good thing. No unnecessary paperwork, no cookie-cutter terms. Just a streamlined, investor-first approach that gets you to the closing table faster. Let’s build something great together.
Cash-Out Refinance
Leverage your existing equity to reinvest, pay off higher-cost debt, or fund your next deal. Tenant-occupied properties only. Close fast, no income verification. Great for investors with appreciation gains.
"I highly recommend Integrity Capital Financing to anyone serious about investing. Their professionalism and results speak for themselves."
Sophia Lee, Investor
"Exceptional service and personalized attention. Integrity Capital Financing truly cares about their clients' success."
David Wang, Investor
Let’s Talk
Whether you’re an experienced investor or just getting started, we’re here to help you move your next deal forward with integrity, speed, and transparency. Book a Free Consultation
Disclosure
We do not provide loans or financing for primary residences.